The navigation through the short sale approval process with lenders continues to improve.  Our most recent success was a lender approval within four days from the short sale package, contract and collateral material submission.  That being said, not all lenders are able to respond that quickly and out of sheer volume of submitted packages, many lenders have had to create a multi-phase process.  It is so important that we as short sale experts, Certified Distressed Property Experts (CDPE), continue to probe and learn how each individual lender works.  With an average of 250-350 submitted contracts on a loss mitigators desk, it is much easier for us to adapt to their process than for them to be adapting to us.  If there are special forms they need completed, we are quick to respond.  If we can learn more about their processes before we submit our packages, we are better equipped to manage expectations of everyone involved in the transaction.